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5 Options to Building or Owning A House in Kenya


When it comes to building a house, the solutions are not as straight forward as one would presume. I have known this for a fact by the kind of questions i receive from attending to issues raised on this website.

Here is a pointer to 5 Options that private individuals have for owning a house:

1. Design and Build (Consortium): You can hire a team of consultants who will both design and build your house. They usually consist of an integrated service usually in a Joint Venture or Consortium including both the Design Team (Architect, Engineers, Planners, Quantity Surveyors) and the Construction Team (Contractor, Landscapers, and sub-contractors). At Ujenzibora, we apply this method as it affords the greatest savings in cost and time.

The Consultants jointly sign an agreement to deliver on the project goals. Each consultant may work independently or collaborate in one working space but the primary objective is to deliver on the Project Brief.

English: Architect-led design-build, architect...

Design-build, architect as primary partner in IPD joint venture (Photo credit: Wikipedia)

Back View- Rongai House, Designed and Built by Ujenzibora.

Back View- Rongai House, Designed and Built by Ujenzibora.


Inside, Rongai House ( Designed & Built by Ujenzibora)

2. Tenant Purchase Scheme: This is where one pays a deposit usually to a state corporation or scheme that builds houses e.g. the National Housing Corporation(NHC) or National Cooperative Housing Union (NACHU) or a Private Developer. They enter a financial arrangement whereby the rent offsets the cost of owning the house.

3. Labour Contracting: In this case, the client has a strong knowledge of the construction industry and only employs the Building Contractor and Consultants to undertake the design and actual building of the house except the purchase of materials. The materials are procured directly by the Client. The contractor usually signs a Labour-Only contract calculated as a percentage of Total Cost for the building project.

4. Co-operative Housing Schemes: This is a slight variation of the tenant purchase scheme with the distinctive difference being the self-organizing of would-be home owners pulling their funds or labour together to undertake building projects.

5. Direct Purchase: This are houses bought off-plan before, during or after their construction directly from the property market e.g. in a Gated Community.


Qs. Nahinga David

David Nahinga
David Nahinga
Quantity Surveyor | Owner and Director: Ujenzibora Investment Limited | Tel: +254 720578632 |


  1. Julius says:

    Good work guys

  2. Paul says:

    How much for that flat root house designs/ plan.

    • Ujenzi says:

      Hello Paul,
      The final cost will depend on the size of the house, location and type of finishes you choose among other factors.
      A 3 Bedroom Maisonette can be built for as low as Ksh. 4.2 million for 120 Square Metres to Ksh. 8,750,000 for 200 Square metres.
      Kindly visit us so we can help you draft the design brief which ultimately will determine the final cost estimate.

      Once you have the drawings ready, we can prepare a Bills of Quantities that will be used as a cost control tool plus provide all cost information on every component of the Proposed Project.
      -Qs. Nahinga David

  3. Spyro Kame says:

    Hello Ujenzi, if i may ask please, is it possible for a team like mine – interior designer with my international source as an architect, designer & contractor be part of your team? Please kindly advise in return – Regards!

  4. Mason says:

    Contacts please?

  5. Hello Ujenzi,
    Good job.
    I have been interested in getting into real estate for the past 4 years. All this time I have been looking for project finance to do a mixed-use development on a 200ac parcel of land. The finance am in search of is to purchase the land and do the construction. Could you kindly advise.

    • Ujenzi says:

      Hi Linda,
      Do you have the Master Plan? An Architect and the other Items in the Project Finance Checklist above?
      Kindly visit us at the office to discuss this further.

  6. Rowlands Omondi says:

    Very infomative,what are the advantage and disadvantages of a flat roof residential house in Nyanza region?

  7. Michael kamau says:

    Kindly if I may ask can ujenzi bora finance a building of rental house and manage the rental house to get money back

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